Group Cover

Group Health Insurance

Also known as Mediclaim, or Group Mediclaim insurance, This policy provides health insurance to your employees. As an employer, ensuring the well-being of your employees is not just a responsibility but important for the success of the business. Group medical covers provide monetary support for your employees if there is a crisis without putting a financial burden on the business.

Group covers offer benefits more than many individual health insurance plans, including covers for pre existing conditions, cover for an employee's family, reimbursements for day care procedures and maternity expenses, cashless facility, policy 'carry forward' facility (allows employees to convert their group policy to an individual personal cover when they retire or move to another company) and no age restrictions.

Group Personal Accident and Group Life Insurance

Many business have workers put in environments where they are exposed to danger(such as factory workers operating machinery, truck drivers, on ground sales personnel, field agents, etc. There is a very real chance that these employees may meet with an accident in the course of duty. Such incidents will also place a huge burden on the family of the affected person. Protect you employees from death and disability with Group Personal accident cover. Group PA cover has three benefits- cover in case of death, permanent total disability / permanent partial disability and temporary disability. Perilwise experts will analyse the best cover for your requirements and provide the same.

Key-man insurance

Some people are vital for the survival of your business. A key-man insurance plan is a term life insurance plan for an individual with a specialised skill, knowledge or business acumen, say a director, founder member, project manager or sales person. Like any other term plan, on the demise of this 'key man', the insurer pays a lump sum to the company as per the terms of the plan. This can help the business cope with the loss of the person and his participation in the business. You can avail life insurance for all your employees with group life cover.

Workmen compensation policy

A third-party liability cover doesn't insure your business's liabilities towards the employees. However, according to the Workmen's Compensation Act, 1923, and Fatal Accidents Act, 1855, the employer is legally bound to pay compensation to employees for bodily injury, disability or death caused due to accidents that happen during the course of their employment and provide compensation for occupational hazards of a job. A workmen's compensation policy covers these monetary liabilities.

Contact Us

Find us at the office

3/2 'D' Brahmin Street,
Karambakkam,Porur,
Chennai 600116.

Give us a call

Phone:
044-24765674
Email:
support@perilwise.com.

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