Fidelity Guarantee Insurance
Liability insurance for services companies from errors & omissions, couriers and licenced goods carriers
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A fidelity guarantee insurance policy insures against any direct monetary loss to the insured business due to an act of 'duplicity' (meaning deception) or 'fraud' by an employee of the organisation while at work. Policies are taken by the employer either in the name of one specific individual, for example the company accountant, or as a collective policy for the entire staff.
Financial loss sustained by the Insured due to any act of fraud or dishonesty of the employee relating to his employment/occupation and his duties.
Premiums depend on the amount of money at stake, and the level of access the employee has to it, and the number of employees in the policy. Please contact us for a quote.
For the full list of exclusions, refer to policy wordings, or ask your Perilwise representative to explain things to you.
There are also fidelity covers available for a select group that is based on designations, say, a policy to cover all managers, store keepers, accountants and cashiers.
3/2 'D' Brahmin Street,