About Perilwise

Insurance is a complex industry with complicated products and everyone has to deal with it at some point. This is even more important for a business, as any risk that affects the company as a whole will have very far-reaching consequences.

However, while many solutions exist for individuals to buy insurance online (including us), the corporate sector is ignored, and as a result, insurance in that domain has always been slow, inefficient and needlessly complicated.

Who are we?

Perilwise are a team with extensive claims, underwriting, actuarial and technology expertise. We specialise in providing Business Insurance on demand, and creating customised, tailor made products for our clients

We are licensed direct general and life brokers License Code: IRDA/DB 673/16 License No: 593.

What do we do?

Perilwise is your one-stop business insurance policy manager – be it employee group health, Fire & machinery, commercial motor, marine cargo(transit) or liability insurance. We pride ourselves on providing great rates, and even better service.

Perilwise provides a free to use policy manager suite to help you manage all of your company's insurance needs. You can then immediately make endorsements(changes, such as adding/removing employees), claims, renewals, and get quotes for new policies, all online!

The platform supports multiple logins, allowing HR to manage employee health insurance, supply chain to manage marine cargo insurance, legal to manage liability insurance, and so on. The suite also comes with a helpful chatbot that acts as your digital insurance assistant, 24/7!

You will have a dedicated relationship manager who will help your business with any insurance related requirements.

Perilwise also provides commercial insurance online through its website. Now you can simply answer a few questions, and buy Standard Fire & Special Perils Insurance, with all the associated add-ons. Our portal allows you to customise your cover with add-ons as you see fit, as well as showing you how the price would vary, allowing you to choose a cover that exactly matches your requirements.

We endeavour to make insurance hassle free for our customers in every way, while ensuring reliable, transparent and prompt service. We believe in providing great rates, and even better service.

Our Mission & Vision

  • To be India's number one insurance broker
  • Add Value through Innovative and differentiated solutions
  • Make insurance Hassle Free in every way
  • Be Reliable, Transparent, & Responsive

Our Team

Avinash Ramachandran

Co-Founder, Director

Sunil Padasala

Co-Founder, Principal Officer, Director